Manchester Insurance
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Umbrella Insurance


Umbrella Insurance from Manchester Insurance

Umbrella insurance offers an extra layer of liability protection, that is above your homeowners and auto policy.  The reason for this insurance is to protect you and your family's future from lawsuits and claims.  This is a major advantage and has proven to help protect individuals and families from extra liabilities that is not typically covered under other insurance policies.    

For example, if you are in an auto accident and the damages to the other person exceed your auto policy limits, then the umbrella policy pays the remaining that is not covered and protects your personal assets.  This type of coverage gives peace of mind to clients who have worked hard to obtain substantial and meaningful assets in life, and an umbrella policy is designed to protect you in lawsuits or claims that could potentially threaten those assets.    

Manchester Insurance can offer an umbrella policy that protects not only against property damage liability and bodily injury liability, but also for clients who own rental property in Florida.  This policy protects the rental unit owner from such incidents where the tenant trips or falls in the property and brings suit to the owner.  It also protects the owner where the tenant's dog viciously bites someone and the owner has to fight a lawsuit.  Now that is peace of mind!