Meet Our Team in Stuart, FL
Our leadership team works with homeowners across the Treasure Coast to help them navigate insurance options with clarity and confidence.
With decades of combined experience, our team helps homeowners compare coverage options for their home, risk and budget.
- Independent agency since 2017
- 40+ carrier appointments
- Local office in Stuart
Our goal is to make buying insurance simpler.
Insurance can feel overwhelming, so we try to keep the process clear and easy from your first call. Our team walks you through your coverage options and explains the differences in plain language, so you can make an informed decision. We've helped thousands of families across the Treasure Coast compare their options, including homeowners in Stuart, Hobe Sound, Palm City, Jensen Beach, Port St. Lucie, and Vero Beach.
Our philosophy is simple, we'll earn your trust before we earn your business, and we see our job as serving and educating our clients.
Breanne Manchester
Managing Partner
In 2006, Breanne embarked on her journey in the insurance industry, finding immense satisfaction in assisting clients in navigating the complexities of their insurance needs. Her commitment to simplifying the insurance process is unwavering, and she constantly seeks to enhance the value of every policy offered.
Driven by a clear vision and an unrelenting pursuit of excellence in customer service and efficiency, Breanne's leadership has played a pivotal role in propelling the agency to its current position as a leading and continually expanding presence in the industry.
A true South Florida native, Breanne's roots run deep in the region, making it impossible for her to envision living anywhere else. In her peaceful Stuart, Florida, residence, she shares her life with her husband, Josh, their cherished son, Jack, and a delightful ensemble of furry children that includes Lucy the Shih Tzu, as well as Winston and Henry, their two affectionate Australian Labradoodles.
Josh Estes
Managing Partner
As a Florida native with a deep-rooted heritage stretching five generations and a second-generation insurance agent, Josh has over two decades of entrepreneurial experience under his belt. In addition to his role in marketing Manchester Insurance, Josh has achieved a track record of launching new products in various marketplaces, boasting a rich portfolio of ventures.
Driven by an unwavering commitment to impact the lives of others, Josh is dedicated to cultivating fresh business connections for the agency. His relentless passion for making a positive difference is the driving force behind his efforts. That work includes partnering with Treasure Coast real estate agents, if you have a closing coming up, we offer same-day quotes and binders for your clients.
Josh and his wife, Breanne, have made their home in Stuart, Florida, alongside their son, Jack. They wholeheartedly embrace the unique lifestyle that the Treasure Coast has to offer, contributing to their shared love for the area's unmatched beauty.
Kelly Hibl
VP of Sales & Marketing
As our Vice President of Sales & Marketing, Kelly brings a wealth of experience in the insurance industry dating back to 2012. With a strong foundation in Property and Casualty Personal Lines, she excels at building relationships and making the complexities of insurance easy to understand. Kelly’s deep industry knowledge, strategic insight, and client-first approach allow her to deliver exceptional value and guidance to both our clients and our team.
Holding a bachelor's degree in Business Administration and Legal Studies from Keiser University, Kelly's academic background enhances her ability to offer comprehensive advice and support to our clients.
Residing in charming Stuart, Florida, Kelly finds solace in spending her free time with her family and traveling. In addition to family time, Kelly is on the Board of Directors of 2 non-profit organizations which assists veterans and first responders. Kelly is not just an insurance expert; she is a well-rounded individual with a genuine love for both her professional and personal pursuits.
Nikki Hibl
Office Manager
Nikki brings a decade of dedicated customer service and insurance experience to her role as the Office Manager at Manchester Insurance. Throughout her career, she has consistently demonstrated a strong commitment to effective communication and ensuring customer satisfaction.
Based in Stuart, Florida, Nikki and her husband, Dave, have made the area their home. Outside of work, she enjoys spending quality time with her niece, Aurora, and nephew, AJ, showering them with love and attention.
In addition to her professional responsibilities, Nikki has a special role in the Manchester Insurance family as the favorite aunt of our agency mascot, Henry Flagler Manchester-Estes. Known for keeping Henry out of mischief and praising his bravery!
With her dedication to providing exceptional customer care and her passion for building meaningful relationships, Nikki ensures that every interaction at Manchester Insurance is met with top-notch service and a personal touch. We’re fortunate to have her on our team!
Jisel Leon
Licensed Insurance Agent
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Jisel has been a licensed insurance agent since 2017, bringing years of hands-on experience helping clients understand their coverage and find policies that genuinely fit their needs. Fluent in both English and Spanish, she takes the time to explain options in plain language so every client feels confident about the decisions they're making.
Based in Port St. Lucie, Jisel is a familiar face to families and business owners across the Treasure Coast. Whether it's a first-time homeowner's policy or a review of an existing plan, she approaches every conversation with patience and attention to detail.
Contact Jisel to get a quote or review your current policy.
Winston & Henry
Agency Mascots
Meet Winston Churchill and Henry Flagler, our lovable Australian Labradoodle mascots! These pups bring joy and energy to our workplace with their friendly personalities and playful nature. Winston, with his curly red coat, is always up for a game of fetch while his little brother Henry, with the white coat, loves chewing on toys, belly rubs, and cuddles. They both love to interact with our employees and let everyone know when the UPS man pays a visit! When they're not busy spreading happiness, you can find them lounging in their doggy beds or munching on their favorite toys. These two dogs truly embody the spirit of our agency and are an integral part of our team.
Insurance Simplified
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Insurance Made Easy
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Insurance Redefined
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Insurance Simplified | Insurance Made Easy | Insurance Redefined |

